Six steps, fully managed. Most clients go from the first conversation to a tenanted property in three to four months, and never travel unless they want to.
Budget, goals and risk tolerance. We tell you plainly whether this is a fit.
Lender introductions and a DSCR pre-approval, so you know your real budget.
Entity formation, EIN and a US bank account, arranged remotely.
Underwritten shortlist, then negotiation through our licensed local partners.
Inspection, title, closing and any renovation, supervised on the ground.
Handled by a trusted local property management partner, with reporting back to you.
Everything operational is ours. Everything that requires your signature or your judgement stays with you, which is how it should be when the asset is in your name.
Time from your side
Roughly five to eight hours across the whole purchase, most of it on calls and document signing.
We calculate expected cash flow after operating expenses and financing costs, not just gross rental yield. A property with an attractive headline yield may still be a poor investment if it requires excessive repairs, has high taxes or cannot support the expected debt payments.
We also use the 1% rule as an initial screening benchmark where applicable, and we evaluate actual loan terms, interest rates, down payment and amortisation rather than assuming financing will always be available on the same terms.
These are underwriting assumptions, not guaranteed results. We also assess property taxes, insurance, owner-paid utilities, closing costs and other property-specific expenses.
Many residential properties in our markets were built decades ago. Older homes can offer attractive investment opportunities, but buyers should expect maintenance requirements and be prepared for additional issues to emerge during a professional inspection. A property that looks good during a viewing can still have underlying problems that affect its true cost of ownership.
Not every property will have these issues, and their likelihood and severity depend on the individual building. However, investors should not assume that a rent-ready property will be maintenance-free.
In our initial underwriting, we typically allow approximately 10% of gross rental income for repairs and capital expenditure combined, adjusting the allowance for the property's age, condition and inspection findings. This is a starting assumption, not a universal rule. An older property with a roof, heating system or plumbing nearing the end of its useful life may require a significantly higher allowance or an immediate repair budget.
It is also important to distinguish between routine repairs and larger capital expenses. Fixing a leaking tap is a routine repair; replacing a roof or heating system can be a substantial one-off cost.
We recommend a professional property inspection before closing, with appropriate contractual protections. Additional specialist inspections may be necessary for roofing, sewer lines, foundations, electrical systems or other specific concerns. Inspection findings help us:
We would rather pass on a property with hidden costs that undermine its returns than buy it based on overly optimistic assumptions.
Yes. American real estate is not closed to you. But the complexity requires expertise and a local network, and that has a price. These are the three costs people underestimate.
Building a reliable local network takes months, often years — and every wrong contact costs money.
Viewings and renovations need constant follow-up, and travel across the Atlantic to do it.
Every hour spent on this is an hour not spent on your own business or income.
The trade-off
Most investors would rather save time than save €10,000. With a local team you invest faster, more efficiently, and with less risk.
No. Entity formation, banking, financing and closing are all handled remotely. Clients who want to see the market join the quarterly Ohio tour, but it is optional.
Day-to-day management is outsourced to a trusted local property management partner in the same city. We appoint them, oversee them and stay accountable for the result.
An acquisition fee on each purchase, disclosed in writing before you commit, plus the property management partner's fee on the running property. Fees are on the table at the first call, not later.
Next step
A free strategy call. We look at your budget, your goals and the market that suits you, and tell you honestly if American property is the wrong move.